:root{--blue:#1768ac;--navy:#164e7a;--pale:#eef6fd;--silver:#f5f7fa;--text:#203246;--muted:#5b6b7c;--line:#dce6ef;--white:#fff;--green:#20c763}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Tahoma,Arial,sans-serif;direction:rtl;background:#fff;color:var(--text);line-height:1.85}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.container{width:min(1120px,92%);margin:auto}.topbar{background:var(--navy);color:#fff;font-size:.88rem;padding:7px 0}.header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:78px}.brand{display:flex;align-items:center;gap:10px;color:var(--navy);font-weight:800;font-size:1.25rem}.brand-mark{width:48px;height:48px;border-radius:14px;background:linear-gradient(145deg,#1768ac,#164e7a);color:#fff;display:grid;place-items:center;font-family:Arial,sans-serif;font-size:1.65rem;font-weight:800;box-shadow:0 4px 12px #164e7a25}.links{display:flex;gap:18px;align-items:center;flex-wrap:wrap;font-size:.95rem}.links a{color:var(--text)}.hero{background:linear-gradient(130deg,#f4f9ff,#e8f3fc);padding:62px 0}.hero-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:30px;align-items:center}.eyebrow{color:var(--blue);font-weight:700}.hero h1{font-size:clamp(2rem,4vw,3.15rem);line-height:1.35;color:var(--navy);margin:10px 0 18px}.hero p{font-size:1.1rem;color:#43596d;max-width:680px}.hero-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;box-shadow:0 10px 28px #164e7a10}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--blue);color:white;padding:11px 18px;border-radius:12px;font-weight:700;margin:8px 0}.btn.secondary{background:white;color:var(--blue);border:1px solid #b8d4ec}.section{padding:48px 0}.section.alt{background:var(--silver)}h2{font-size:1.7rem;color:var(--navy);line-height:1.45;margin-top:0}.grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.card{border:1px solid var(--line);border-radius:18px;padding:20px;background:white;box-shadow:0 4px 16px #163d5b08}.card h3{margin:5px 0 8px;color:var(--navy);font-size:1.1rem}.card p{color:var(--muted);margin:0}.iconbox{width:44px;height:44px;border-radius:13px;background:var(--pale);display:grid;place-items:center;color:var(--blue);font-size:1.35rem}.notice{border-right:4px solid var(--blue);background:#f3f8fd;padding:16px 18px;border-radius:10px;margin:20px 0}.article{max-width:820px;margin:auto}.article h1{font-size:2.2rem;color:var(--navy);line-height:1.45}.article h2{margin-top:30px}.breadcrumbs{font-size:.9rem;color:var(--muted);margin:22px 0}.footer{background:#102f4b;color:#eaf2f9;padding:36px 0 24px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.footer a{color:#eaf2f9}.footer h3{color:white}.small{font-size:.88rem;color:var(--muted)}.footer .small{color:#c6d7e5}.whatsapp{position:fixed;right:20px;bottom:20px;z-index:50;width:60px;height:60px;border-radius:50%;background:#25D366;color:#fff;display:grid;place-items:center;box-shadow:0 6px 22px #0003;border:3px solid #fff;transition:transform .2s}.whatsapp svg{width:30px;height:30px;display:block;fill:currentColor}.whatsapp:hover{text-decoration:none;transform:translateY(-2px)}.faq details{padding:16px;border:1px solid var(--line);border-radius:12px;margin:12px 0;background:white}.faq summary{cursor:pointer;font-weight:700;color:var(--navy)}.mobile-note{display:none}.nav-toggle{display:none}.links a[aria-current="page"]{font-weight:800;color:var(--blue)}@media(max-width:850px){.grid{grid-template-columns:repeat(2,minmax(0,1fr))}.hero-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.nav{align-items:center;flex-direction:row;flex-wrap:wrap;padding:10px 0}.nav-toggle{display:inline-flex;align-items:center;justify-content:center;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--navy);padding:9px 12px;font:inherit;font-weight:700;cursor:pointer}.links{display:none;flex:0 0 100%;flex-direction:column;align-items:stretch;gap:0;font-size:1rem;background:#fff;border-top:1px solid var(--line);padding-top:8px}.links.is-open{display:flex}.links a{padding:9px 6px;border-bottom:1px solid #eef2f6}.header{position:sticky;top:0}}@media(max-width:520px){.grid,.grid.three,.footer-grid{grid-template-columns:1fr}.hero{padding:38px 0}.section{padding:34px 0}.whatsapp{width:56px;height:56px;right:14px;bottom:14px}.article h1{font-size:1.8rem}}